Barn & Bay Protection explained
Understanding the protection included with every booking.
4 min readUpdated 13 Jan 2025
Every booking on Barn & Bay includes basic protection at no extra cost.
What's covered
- Damage to stored vehicles caused by provider negligence (up to £50,000)
- Theft from secured storage with evidence of break-in (up to £25,000)
- Damage to provider property caused by stored vehicles (up to £10,000)
- Third-party liability for incidents during storage access
What's not covered
- Pre-existing damage
- Mechanical failures or wear and tear
- Items left inside vehicles
- Damage from natural disasters
- Vehicles without valid insurance
Important
Barn & Bay Protection is secondary. Your own vehicle insurance remains your primary cover.
Frequently asked questions
Do I need my own insurance?
Yes, you should maintain comprehensive vehicle insurance. Our protection is additional, not replacement.
How do I make a claim?
Report the issue through your booking, then submit a formal claim with evidence.
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